At The Sleep Shop, we know how important a good night's sleep is to you. Sometimes paying for a good night's sleep is hard to do. We have payment options to help. In addition to accepting Visa, MasterCard, American Express, Discover, we also offer Layaway to our local customers. Our Layaway plan requires only 10% down. (See store for complete terms.) We also offer two finance options to our local customers:
Synchrony Financial is your best choice if you have established credit, and your credit score is in the good to excellent range. We do a simple online application, and the process takes about 15 minutes. For our in-store customers, we offer 6 and twelve month no-interest options through Synchrony. Synchrony requires a valid driver's license or other picture ID. The application also requires a Visa or MasterCard as a secondary ID. If your application is approved, a down-payment is unnecessary. If your application is not approved, Synchrony mails a letter explaining their decision.
West Creek Financial is an option for our local customers without established credit or for those with a few strikes against their credit. You can finance up to $1500, with 12 months to pay. There is interest on the purchase. You will need steady income from a job or other source such as social security. You will also need a driver's license, a verifiable checking account, and a debit card. The application takes about 20 minutes in our store.