The Sleep Shop's Logo
The cart is empty.
Cart contains {{shoppingcart.totalQuantity}} {{shoppingcart.subtotal}} {{}}
View Cart

Explore your financing options:

At The Sleep Shop, we know how important a good night's sleep is to you. Sometimes paying for a good night's sleep is hard to do. We have payment options to help. In addition to accepting Visa, MasterCard, American Express, Discover, we also offer Layaway to our local customers. Our Layaway plan requires only 10% down. (See store for complete terms.) We also offer two finance options to our local customers:

Synchrony Financial & West Creek Financial

Synchrony Financial

Synchrony Financial is your best choice if you have established credit, and your credit score is in the good to excellent range. We do a simple online application, and the process takes about 15 minutes. For our in-store customers, we offer 6 and twelve month no-interest options through Synchrony. Synchrony requires a valid driver's license or other picture ID. The application also requires a Visa or MasterCard as a secondary ID. If your application is approved, a down-payment is unnecessary. If your application is not approved, Synchrony mails a letter explaining their decision. 

  • Purchase $500 to $999, receive 6 months same as cash financing with approved credit. Minimum monthly payments are required.
  • When you purchase $999 or more, you can use our 12 months same as cash plan with approved credit. This means that if you pay off your purchase within 12 months, you will pay NO interest. Minimum monthly payments are required.

West Creek Financial

West Creek Financial is an option for our local customers without established credit or for those with a few strikes against their credit. You can finance up to $1500, with 12 months to pay. There is interest on the purchase. You will need steady income from a job or other source such as social security. You will also need a driver's license, a verifiable checking account, and a debit card. The application takes about 20 minutes in our store.

Want to apply for financing?

Stop by The Sleep Shop on Hwy 321 in Hudson, NC during our normal business hours.

Click to go back a page.

Retail Store Location

Presently, most of our products are available for direct purchase either from our online store or from our retail store in Hudson, North Carolina.

The Sleep Shop Blog

Learn about new products, what's going on in our store, and about special discounts!

Sign Up to Get Updates and Offers

See our BBB rating.